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LifeGuide
Life insurance for new parents
What to buy, how much cover you need, the difference between policy types, and why procrastinating costs you money.
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Insurance Guides
Plain language.
Plain language.
No jargon.
Everything you need to know about US family insurance — written clearly for people who have better things to do than read policy documents.
Life Insurance
Life insurance guides
checklist
LifeChecklist
The new parent insurance checklist: what you actually need
Five cover types, very different levels of urgency. A plain-English guide to the right order of priority.
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LifeGuide
How much life insurance do new parents actually need?
A real-numbers breakdown covering mortgage, income replacement, and childcare costs — with worked examples.
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LifeGuide
Level term vs decreasing term vs whole of life
Three policy types, very different structures. What each one does and how to choose without the jargon.
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home
LifeGuide
Do stay-at-home parents need life insurance?
The short answer is yes — and possibly more urgently than the breadwinner. Here's the case, with real numbers.
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Life
Critical illness cover explained
Coming soon — what critical illness rider does (and doesn't) protect you from.
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Life
Writing your policy in trust
Coming soon — why writing life insurance in trust speeds up claims and avoids inheritance tax.
Home Insurance
Home insurance guides
home
HomeGuide
Home insurance in the US: a complete guide
Buildings vs contents, what's covered, what's excluded, and how to avoid paying over the odds.
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Home
Home insurance for renters
Coming soon — what personal property insurance covers and why you probably need it.
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Home
Flood risk and home insurance
Coming soon — how flood risk affects your premium and what Flood Re means for you.
Pet Insurance
Pet insurance guides
pets
PetGuide
Pet insurance in the US: what you need to know
Lifetime vs annual limit, what's covered, how much it costs, and the mistake most pet owners make.
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Pet
Pet insurance for older dogs and cats
Coming soon — how age affects premiums and what to look for as your pet gets older.
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